Private Credit Belongs in the Fixed-Income Sleeve. Against Those Benchmarks, the Numbers Aren't Close.

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Private Credit Belongs in the Fixed-Income Sleeve. Against Those Benchmarks, the Numbers Aren't Close.

For the trailing twelve months ending March 31, 2026:† ·

• Percent ABS: 14.6% net returns after losses

• High-yield bonds: 8.9%

• Leveraged loans: 6.1%

• Investment-grade bonds: 4.5%

Private credit isn't an equity substitute. It belongs in the fixed-income sleeve — and against bond benchmarks, the performance gap is hard to dismiss. A collateralized loan with a fixed coupon and a defined repayment schedule fills the same portfolio role as a bond, with different terms and a different risk profile.

What you access on Percent:†

• 17.0% current weighted average coupon rate

• 93.5% of performing deals pay monthly fixed-rate coupons

• Deal terms 6–24 months

• Full borrower documentation before you commit a dollar

• Starting at $500 $2B+ total issuance. 1,000+ deals. 60,000+ accredited investors. 0.44% lifetime net loss rate on asset-based deals.

Review the performance numbers on Percent.

^{Alternative investments are speculative. No assurance can be given that investors will receive a return of their capital. †Past performance is not indicative of future results. Benchmark indices shown for market context only and are not directly comparable to Percent's performance. Terms apply.}